Dwelling: This covers the structure of the house and is the insured amount of coverage for the entire house.
Other Structures: These structures are any structures within your property line that are not directly connected to the main house and this could be a detached garage, a shed, or even the fencing. Our homeowner’s insurance covers these other structures within the property boundaries.
Personal Property: This coverage within the policy for home insurance in Palm City covers your personal belongings like clothes, furniture, appliances, etc in the event that they are damaged, stolen, or destroyed from a loss.
Loss Of Use: In an event when your home is damaged and becomes unfit for a living then loss of use coverage provides the financial coverage for an alternate living arrangement until your home gets back up again.
Liability: If someone is injured at your place and you are being held legally responsible for the injury liability coverage part of the home insurance will pay for the expenses or if something on your property has caused damage to someone else’s property then it is included in the liability coverage as well.
Medical Payments: If someone physically injures themselves within your property then this part of the new home insurance in Palm City will cover the medical payments.