Triple L Insurance loves our boaters!

If you’re a boat lover as much as we are, you’re definitely going to want to let us help you keep your boat insurance afloat with our boat insurance in Palm City FL!

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What To Look For In A Boat Insurance Policy?

When scouting insurance providers for boat insurances, here are some things that you should look for in a boat insurance policy:

Navigational Area

Know the area where you are covered in the water body. Some insurance companies provide coverages for as much as 75 miles into the U.S coastline into the Pacific coastal waters, Canadian coastal waters, etc. you can also buy additional coverages for sailing overseas.

Liability Coverage

Personal liability coverage covers damages sustained by other boats or boat owners in the situation that you are at fault. Your insurance will cover for the repair or replacement costs for the other boat owner as well as their medical costs, lost wages, etc.

Agreed Value Coverage

This is the insured value for your boat that you will receive in an event that your boat suffers a loss or damage. 

Physical Damage Coverage

This covers your watercraft in the event that you need to replace or repair the watercraft due to a damage in the motor, the trailer or something attached to the equipment. 

Bodily Injury By Uninsured/ Underinsured Watercraft

Boat insurance is not mandatory in many areas and as such many boaters generally choose to avoid getting the insurance. So, if you are hit by an uninsured or underinsured watercraft then your medical expenses and other costs incurred by the accident will be covered.